谁能帮我翻译一下论文摘要

The credit of real estate, is an important business to commercial bank, is one of the main sources of the profit too. Meanwhile, the credit of real estate is a business which is full of risks, there are too numerous to mention examples which the bank results in losing seriously from this. The risk of the housing loan has been a focus problem to be solved urgently all the time, its kind and cause have many kinds of forms of expression. This text has introduced the current situations of state of development of real estate and banking's housing loan of the present stage in an all-round way. Use the relevant experience and lessons of domestic and international different periods for reference, reflect the tremendous influence of the risk of the housing loan. Sum up to the risk of commercial bank loans, look for risk factor of housing loan of our country of stage. And has probed into some methods and means to take precautions against risk of the bank loan according to relevant factors