哪位高人能帮帮我翻译下面这段英文?????

来源:百度知道 编辑:UC知道 时间:2024/07/02 08:37:11
2. The consistent assessment of the three types of risks is an essential prerequisite for successful risk management. While the development of concepts for the assessment of market risks has shown considerable progress, the methods to measure credit risks and operational risks are not as sophisticated yet due to the limited availability of historical data.Credit risk is calculated on the basis of possible losses from the credit portfolio.Potential losses in the credit business can be divided into expected losses and unexpected losses.
Expected losses are derived from the borrower’s expected probability of default and the predicted exposure at default less the recovery rate, i.e. all expected cash flows, especially from the realization of collateral. The expected losses should be accounted for in income planning and included as standard risk costs in the credit conditions.
Unexpected losses result from deviations in losses from the expected loss.Unexpected losses are taken int

对这三种风险的稳定评估是成功的市场风险管理的重要的前提。尽管对市场风险评估的观念的发展显示出了可观的进步,然而由于对历史上的数据的不充分的利用,衡量信用和操作的风险的方法还不够成熟。信用风险是以信用证券可能出现的损失为基础的。信用行业潜在的损失可以分为可预测的损失和不可预测的损失。

今天就写到这了,明天或者是后天再写。
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