中翻英 找高人帮忙吧下面的摘要核关键词译了

With the social and econmic developement, people have a high requirements on the residential conditions. Personal house gradually becomes commercialization and marketization. However, per capita income of the uban resident is far from the level of purchasing ideal house by themselves. Moreover, it has been a living concept to borrow money to purchase house. The financial banking world has suffered from the enterprises loan without any solutions. At this moment, they find such social demand and carry out Individual Housing Loan business under the circumstance of low risk of individual housing load in early stage. In such way, they find solution for the bank capital.

Key words: housing load, housing credit, risk, prevention, loan securitization