帮忙把这一段给翻译一下 谢谢

来源：百度知道 编辑：UC知道 时间：2024/07/05 01:40:00
房地产企业资产负债率偏高，经营风险大。由于历史上的种种原因，我国房地产企业普遍存在着自有资金不足的问题，企业所需资金主要是靠银行贷款解决。目前，国内最大的房地产企业净资产规模也不过几十亿元人民币，与境外房地产企业动辄几十亿、几百亿美元相比，实在相距甚远。我国房地产企业资产负债率多在70％以上，有的高达90％。这种过高的负债必然影响企业的资信，增加其运作房地产开发项目的财务成本，使其盈利水平下降或出现亏损现象，甚至引发负效应的连锁反应。

房地产企业信用差，不重视品牌的创立。由于我国的房地产企业的利润率一般都超过社会其它行业的利润率，同时由于房地产开发业的进入壁垒较低，从上世纪90年代开始，一大批社会游资涌入房地产开发行业。这些开发商短期行为严重，既没有长期的企业发展规划，也不重视自身的信用和品牌，面积缩水、价格欺诈、质量低劣，延迟交房等问题时有发生。这不仅侵犯了消费者的合法权益，而且直接影响着房地产企业自身的发展。

The real estate enterprise assets ratio of debt to net worth is high, the operational risk is big. Because in historical all sorts of reasons, Our country Real estate Enterprise has the problem which generally innate tightness of money, the enterprise needs the fund is mainly depending on the bank loan solution. At present, the home biggest real estate enterprise net assets scale also billions Yuan, with the foreign real estate enterprise frequently billions, tens of billions US dollars compare, differs greatly really. Our country Real estate enterprise assets ratio of debt to net worth many above 70%, some reach as high as 90%. This has planted the high debt inevitably influence enterprise's credit, increases its operation property development project the financial cost, causes its profit level to drop or to present the loss phenomenon, even initiates negative effect the chain-reaction. the real estate enterprise credit is bad, does not take the brand the establishment. Because