求翻译一段金融危机摘要

A detailed research on the Wall Street financial crisis has found that the crisis was triggered off by the continuous rise of interest which led to the plummet in house price which in turn presurised submortgagers who suffered from high monthly mortgage and low house price. With these presures, there have been wide insolvencies in financial institutions invloved in submortgage whose dealers were seriously affected as well. Investers had low confidence in markets where a pessimistic air prevailed. Stock and future markets saw their worst record in history signalling a total mess in the virtual economy and a possible threat to the real one. As the balance between the two economies was lost, it was only a matter of when rather than whether the financial crisis was to strike. Thus, the crises could be attributed to the overrun of credits, the abuse of derivatives and the insufficiency in the oversight of financial institutions.

Wall Street financial crisis through the detailed stu