帮忙翻译英语作文,谢了

来源:百度知道 编辑:UC知道 时间:2024/09/13 04:14:10
以金融危机为主题的英语作文。
参考词汇:
金融危机:Financial Crisis
参考范文:
What Caused The Financial Crisis?
I think we can sum up(总结,概括) the cause of our current economic crisis in one word — GREED(贪婪).
Over the years, mortgage lenders were happy to lend money to people who couldn‘t afford their mortgages. But they did it anyway because there was nothing to lose. These lenders were able to charge higher interest rates and make more money on sub-prime loans. If the borrowers default,they simply seized the house and put it back on the market. On top of that, they were able to pass the risk off to mortgage insurer or package these mortgages as mortgage-backed securities. Easy money!and what went wrong with our financial system?
The whole thing was one big scheme. Everything was great when houses were selling like hot cakes and their values go up every month. Lenders made it easier to borrow money,and the higher demand drove up house values. Hig

参考词汇:
金融危机:金融危机。
参考范文:
什么导致了金融危机?
我认为我们可以概括总结概括(的原因),我们当前的经济危机的一个字——贪婪(贪婪)。
在过去的几年中,抵押贷款者都乐意把钱借给那些负担不起他们的贷款。但是他们是怎么做到的,因为没有任何损失。这些贷方能够收取更高的利率,赚更多的钱在次级抵押贷款。如果借款者违约时,他们只是抓住了那所房子,把它放回了市场。最重要的是,他们能通过发病风险房贷保险或包装这些贷款作为抵押证券。得来容易的钱!什么差错,我们的财务系统吗?
整件事情都是一个大计划。一切都是伟大的房屋被畅销和他们的价值观上每一个月。贷方借钱,使它容易,更高的需求驾房子的价值。高房价意味着出借方可以借出更大的抵押贷款,同时也给贷方一些防止丧失抵押赎回权。所有这些转化为更多的钱给贷方,保险公司和投资者。不幸的是,许多借贷者有可调抵押,最后当他们砰的调整。当太多的人无法偿还,这引起了这些银行遭受流动性问题和坐在比他们可以出售更多的赎回权。抵押贷款证券的风险和价值不成为像雷曼兄弟投资公司造成。
另外,保险公司投保这些人喜欢AIG公司贷款也陷入了麻烦。这个方案,结构体系(工作),但这扭转方向,现在回到伤害都以复仇。