UC知道高手帮忙翻译~~!!
来源：百度知道 编辑：UC知道 时间：2024/09/20 23:28:06
Direct writing in property-liability insurance
In some lines of property insurance, independent middlemen have been dispensed with and the contract is marketed directly from the insurer to the insured, with or without an intermediary. Small amounts of insurance are sold directly by mail and no agent of any kind is employed; all negotiations are made between the insurance company and the consumer. In most cases, however, the insurer employs a representative called an exclusive agent to handle its business, to solicit prospects, to take care of paper work, and, in general, to serve as the insurer’s direct contact with the insured. Insurers who employ this type of distribution are called direct writers. In general, direct writers have been able to sell insurance at lower cost to the final consumer and this, plus a vigorous advertising campaign, has contributed greatly to their success. The lower cost has been achieved by the insurer largely through stricter underwriting and smaller
In some lines of property insurance, independent middlemen have been dispensed with and the contract is marketed directly from the insurer to the insured, with or without an intermediary. Small amounts of insurance are sold directly by mail and no agent of any kind is employed; all negotiations are made between the insurance company and the consumer. In most cases, however, the insurer employs a representative called an exclusive agent to handle its business, to solicit prospects, to take care of paper work, and, in general, to serve as the insurer’s direct contact with the insured. Insurers who employ this type of distribution are called direct writers. In general, direct writers have been able to sell insurance at lower cost to the final consumer and this, plus a vigorous advertising campaign, has contributed greatly to their success. The lower cost has been achieved by the insurer largely through stricter underwriting and smaller
保险专业英语有些忘了。direct write忘记标准的是啥了。。。学而不用的悲剧阿= =！
描述一下财产责任险
在一些财产险的关系中，独立的中间人已经被安排好，被保险人和保险人不管有没有中介直接签订合同。小部分的保险也通过信件或者非代理人形式销售。所有的谈判直接通过保险公司和顾客进行。然而，在大多数情况下保险人雇佣别人来操作业务，寻找业务，照顾业务，这样的人叫做代理人，一般来说，代理人服务于保险人而与被保险人签订合同。使用这种雇佣关系的保险人叫做直接签订者。一般来说，直接签订者能够用更低的费用和最终的顾客签订合同，加上充足的广告策略，这类的方法被极大的证明了成功。保险人通过严格的合同和少量的津贴大量雇佣代理人来推销他们的产品和业务服务
直接写在财产责任保险
在财产保险几行，独立的中间人已与和配发的销售合同直接从保险人与被保险人或没有中介。保险销售少量直接通过邮件，也没有任何受雇代理人，所有的谈判由保险公司和消费者的。在大多数情况下，然而，
保险公司采用了代表要求独家代理来处理自己的业务，征求前景，照料日常文书工作，并在一般，作为保险人与被保险人直接接触。保险公司谁使用这种销售方式被称为直接的作家。一般情况下，直接作家都能够以更低的成本出售给最终消费者的保险
这，再加上有力的广告活动，极大地促进了他们的成功。较低的成本实现了由保险人主要是通过严格的承销和更小的津贴，用于生产和经营提供服务的代理人。