请专业英语八级及以上者帮忙听译一段名词解释

一事不烦二主，都给我得了。呵呵。

This is the turning point. So just like always, the mortgage broker connects the family with the lender and the mortgage, making his commission. The family buys a big house. The lender sells the mortgage to the investment banker who turns it into a CDO and sells slices to the investors and others. This actually works out nicely for everyone and makes them all rich. No one was worried because as soon as they sold the mortgage to the next guy, it was his problem. If the home owners went to default, they didn't care; they were selling off their risk to the next guy and making millions, like playing hot potato with a time bomb. Not surprisingly, the home owners default on their mortgage which at this moment is owned by the banker. This means forecloses on one of his monthly payment turns into a house. No big deal, he puts it up for sale but more and more his monthly payments turn into houses. Now there are so many houses for sale in the market creating mo