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来源：百度知道 编辑：UC知道 时间：2024/06/27 08:18:46
When rates go down,the buyer can always take advantage of the lower rates by refinancing.There really is no reason to delay the
purchase and miss out on the rewards of homeownship.
Naturally,as a lender,there are a few things you should never do
when trying to attract first-time homebuyers.Don't overplay the
emotional reasons for homeownership,or you could end up alienating customers who feel manipulated.Don't talk down to them
just because they are young or inexperienced.And try to steer
clear of too much industry jargon--when you're trying to put a
borrowers at ease,you need to speak in plain English.In short,
it's best to always focus on being knowledgeable,helpful and
believable.
Ideally,when consumers decide to buy, you want them to come to you,the lender,before shopping for a home so they will discover
the amount of mortgage for which they may qualify.
重新贷款的选择在将来
当率下来, 买家能总利用更低的率由refinancing.There 真正地是没有原因延迟
购买和错过在homeownship 奖励。
自然地, 作为贷款人, 有您应该从未做的几件事
当设法吸引首次homebuyers.Don't overplay
homeownership 的情感原因, 或您能结束疏远感觉manipulated.Don't 谈话下来对他们的顾客
正因为他们是年轻或inexperienced.And 尝试操纵
清楚许多产业专科术语-- 当you're 设法投入a
借户轻松自在, 您需要突然讲话在简单的English.In,
it's 好对总焦点在是博学, 有用的和
可信。
理想地, 当消费者决定买, 您要他们走向您, 贷款人, 在购物家因此他们将发现之前
他们也许qualify.We 知道它的相当数量抵押
doesn't 通常发生那样, 即使多数买家don't
有任一个想法什么他们需要挑战的budget.One 您
是饰面是需要得到消息对消费者那
他们将是成功的在他们的觅房行动如果他们见面
首先与将会遇见他们的一个博学的贷款人
到达这些借户的needs.The 重要性及早在
家买的过程由最近数据强调勘测
由基于纽约的R.S.Carmichael 和Co. 去年准备,
哪些表示, 借户的百分之52 获得了他们的抵押
从第一提供者他们contacted.This 报告并且被证实
需要建立与借户的一个舒适的关系,
因为研究表示, 未来贷款决定是可能的
被显现出的关系强烈影响
信贷员。
将来对选择再提供资金
比率下落当时，那些购买者利用那些更低的比率总是能以refinancing.There 真的不在耽误的原因
购买和失去对homeownship的报酬获益的机会。
自然