那么请问中国各大银行发行的借记卡（比如招行一卡通）和信用卡用英语怎么说呢？？

借记卡：Debit Card
(a small plastic card which can be used as a method of payment, the money being taken from your bank account automatically)

信用卡：Credit Card
(a small plastic card which can be used as a method of payment, the money being taken from you at a later time)

以上来自Cambridge Dictionary

招行一卡通：All in one Card
(根据官方网站http://english.cmbchina.com/)

credit card

credit card