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Adjust your withholding调节你的代扣税
Most taxpayers get some kind of refund every year, and the average amount is well over $2,000. Chances are you could crank way back on your withholding for the rest of the year, seriously boosting your take-home pay, and you'd still wind up getting at least some money back in April. Kiplinger has an easy-to-use withholding calculator that shows how much more you could get in your paycheck throughout the year by claiming extra allowances; the Internal Revenue Service has a more detailed version that can help you fine-tune your withholding to maximize your December paychecks without risking having to pay on April 15.

If you're going to do this, don't wait; you'll need to submit your new W-4 in time to adjust your remaining checks. Make a note to re-evaluate your withholding in January; you can switch back to your old habit of over-withholding, or you may decide to keep the extra money throughout the year rather than getti