英语文章60字

Wouldn’t it be great to win the lottery or inherit a fortune and suddenly have enough money to pay off all your debts and enjoy being rich for the rest of your life! If we are realistic, it is not likely to happen. And even if the dream came true, you would probably find that having a lot of money does not end financial concerns. Even millionaires need to know how to manage money.

Money management skills and good practices are needed no matter how much or how little one has. Financial planning is important. While it’s hard to think about planning for the future when pay day is a week away and your wallet and checkbook are empty, you can learn to manage dollars carefully.

Followings Steps will help you to manage your money:

1.Know what you want to do with money.

2.Know where your money goes.

3.Know how to save money for your goals.

4.Plan your spending in advance.

5.Know your credit limits and how to