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The topic from the Industrial and Commercial Bank of Handan City branch of the credit market starting with the status quo and contradictions, and the Agricultural Bank and a branch in Handan City, Handan City branch of the Bank of China and Construction Bank branch in Handan City, the three major state-owned commercial banks with the industry, the use of A series of real data, focusing on analysis of the Industrial and Commercial Bank branch in Handan City, the operation of the credit market situation and existing problems and make practical recommendations.