UC知道高人翻译一下！分段最好
来源：百度知道 编辑：UC知道 时间：2024/07/04 23:04:25
The technological advances that allow automation and standardization of the mortgage origination process are another source for reduced mortgage transfer costs. When the origination process is objective and replicable in principle by the buyer, the buyer's concern with moral hazard and adverse
selection may be substantially reduced.
Related Mortgage Services
Three additional activities or services that may
be required for a well functioning mortgage market are mortgage default insurance, mortgage servicing, and credit ratings. These activities become particularly relevant when mortgages are transferred from one owner to another.
Mortgage insurance protects the mortgage owner against the risk of default by the borrower. In some cases, it is provided by the government as a form of subsidy to special classes of borrowers. In other cases, it is sold by private insurance firms, often in the same format as other casualty insurance, with
selection may be substantially reduced.
Related Mortgage Services
Three additional activities or services that may
be required for a well functioning mortgage market are mortgage default insurance, mortgage servicing, and credit ratings. These activities become particularly relevant when mortgages are transferred from one owner to another.
Mortgage insurance protects the mortgage owner against the risk of default by the borrower. In some cases, it is provided by the government as a form of subsidy to special classes of borrowers. In other cases, it is sold by private insurance firms, often in the same format as other casualty insurance, with
允许抵押首创过程的自动化和标准化的技术跃进是其它来源为被减少的抵押调动花费。当首创过程是客观和可复制的原则上由买家, 买家的关心投保人不可靠所冒风险和有害选择也许极大地被减少。 相关抵押为三另外的活动服务或也许必需为一个好的作用的抵押市场的服务是抵押缺省保险, 抵押为服务, 和信用评级。这些活动变得特别相关当抵押从一个所有者转移到另一个。 不动产抵押借款保险保护抵押所有者免受违约风险由借户。在某些情况下, 它由政府提供作为补贴的形式对借户特别组。在其它案件, 它由私有保险公司卖, 经常在格式和其它灾害保险一样, 以可推论的极限和共同担保特点。它的主要用途将保护抵押买家免受投保人不可靠所冒风险是被卖的质量差抵押。